Cut Costs, Not Coverage

Lower Group Medical Costs—Without Lowering Expectations

Premium Saver is a supplemental medical plan designed to cut costs while maintaining strong benefits. Pair it with a high maximum out of pocket (MOOP) medical plan to reduce deductibles and out-of-pocket expenses. Whether you're using a traditional carrier or self-insuring, Premium Saver can help you deliver benefits as good or better than Silver, Gold, or Platinum plans, all at a much lower cost.

Maintains Benefits with No Holes in Your Coverage

Premium Saver matches your primary medical plan on nearly everything, except for professional office fees and outpatient prescriptions, usually handled by copays. Optional riders may be available, depending on your state.

Custom Designed to Fit Your Company's Needs

With Premium Saver, you can tailor the plan by selecting a deductible that aligns with your goals. Unions, municipalities, or those seeking richer benefits can choose deductibles as low as $250. For those focused on lowering costs, higher deductible options are available—offering the flexibility to balance budget and benefits.

Simple, Seamless Claims Process

Using the Premium Saver is easy! Employees simply present both insurance cards at the provider’s office. The provider can submit claims electronically or manually.